4. Managing money
Oldham Credit Union
Our Credit Union lets people in the community come together to save and borrow money at low rates, and is operated on a not-for-profit basis, with surpluses being returned to members.
Help for people who can't manage their own finances
You may be able to get help managing your money - this is known as appointeeship.
Citizens Advice Bureau's Advice Guide on Money Management
Dealing with money issues can sometimes be off-putting, but if you don't understand how things like credit or mortgages work, you could end up losing out financially or getting yourself deep in debt.
But you can avoid losing money and getting into debt if you have enough information to make the right choices.